Oriental Insurance Company Ltd (OICL) — Administrative Officer (AO) Recruitment 2025

Generalist & Hindi (Scale–I, Specialist Cadre)

The Oriental Insurance Company Limited (OICL), a Government of India undertaking and a premier public-sector general insurance company, has released its highly anticipated notification for the recruitment of Administrative Officers (AO) — Scale I for 2025.

This recruitment is one of the most sought-after in the insurance and government sector, similar in prestige to SBI PO, LIC AAO, and GIC AO. AO positions at OICL offer:

• Stable central government-linked career
• Attractive pay scale
• Organized promotion hierarchy
• Pan-India postings
• Job security
• Social respect and work–life balance

The AO role includes generalist duties and specialized Hindi/Rajbhasha officer responsibilities, depending on the selected stream.

About OICL — A Mini Ratna PSU

The Oriental Insurance Company Ltd was incorporated on 12 September 1947 in Bombay. Since then, it has scaled dramatically across:

• 29 regional offices
• 1800+ operating offices
• 14,000+ employees
• ₹13,000 Crore+ annual premium
• A recognized Mini Ratna (Category–I) PSU of the Government of India

OICL serves both retail and corporate customers, offering a wide product portfolio:

• Motor
• Health
• Fire
• Marine
• Engineering
• SME
• Overseas travel
• Rural insurance, etc.

Its strong financial backbone and decades-long brand reputation make AO jobs in OICL a dream role for lakhs of aspirants.

Vacancy Details — OICL AO 2025

According to the official notification:

• Total Vacancies: 300
• Generalist (Scale I): 285 Posts
• Hindi/Rajbhasha Officer: 15 Posts

Vacancies are inclusive of category-based reservation (SC / ST / OBC / EWS / UR / PwBD).

Post Overview

Administrative Officer (Generalist), Scale-I

This is a managerial, entry-level officer role.
You will be trained to handle:

• Underwriting
• Claims processing
• Customer service
• Audits & internal controls
• Interdepartmental coordination
• Digital product management
• Risk assessment
• Policy documentation
• Regional operations

Generalist AOs do not perform technical functions — You are trained to handle large insurance portfolios & operational decisions.

AO (Hindi / Rajbhasha), Scale-I

Specialist role focusing on language, translation, communication, and compliance.

Key duties:

• Translate circulars, notices, legal texts, policies to Hindi
• Support bilingual communication at offices
• Prepare Hindi correspondence
• Assist in compliance with Official Language Act
• Prepare monthly/quarterly bilingual reports
• Guide employees on using Hindi in official work

This role is ideal for graduates with strong linguistic command and academic background in Hindi.

Educational Qualification

For AO (Generalist)

You must have:

• Graduation OR Post Graduation in any discipline with at least 60% (General/OBC/EWS)
• 55% marks for SC/ST/PwBD

Professional degrees like MBA/CA/LLB are accepted if they meet the above %.

For AO (Hindi / Rajbhasha)

• Master’s degree in Hindi with English as compulsory or elective subject at Graduation level
  OR
• Master’s degree in English with Hindi as compulsory or elective subject at Graduation level
  OR
• Master’s degree in Hindi/English with Diploma/Certificate course in translation of English to Hindi & vice versa

Minimum marks:

• 60% — General/OBC/EWS
• 55% — SC/ST/PwBD

Age Limit

• Minimum Age: 21 years
• Maximum Age: 30 years

Age Relaxation

• OBC (Non Creamy Layer) → +3 years
• SC/ST → +5 years
• PwBD → +10 years
• Ex-servicemen → As per Central Govt norms

Salary & Pay Scale

AO (Scale I) enjoys one of the highest pay bands among PSU insurance companies.

Basic Pay: ₹50,925

Pay Matrix progresses up to:₹96,765 (approx.)

With allowances:

• DA
• HRA or leased housing
• Transport allowance
• LTC
• Medical
• Mobile bill reimbursement
• Pension (NPS)

Approx Gross Monthly Salary ≈ ₹85,000 – ₹1,10,000 in metro cities.

Career Growth Path

AO ➜ Assistant Manager ➜ Deputy Manager ➜ Manager ➜ Chief Manager ➜ Regional Manager ➜ General Manager

OICL promotional policy is performance-based and seniority-friendly.

Selection Process

Like major banking exams, the selection is three–tiered:

Phase 1 — Preliminary Exam (Objective)
Phase 2 — Main Exam (Objective + Descriptive)
Phase 3 — Interview

Final selection is based on combined Mains + Interview.

Phase 1 — Preliminary Exam (Generalist)

Negative marking: –0.25 / wrong answer
Sectional timing enforced

Phase 2 — Main Exam

For Generalist AO:

Descriptive:

• Essay & Letter writing
• 30 minutes
• 30 marks

For Hindi/Rajbhasha AO:

Objective Section:

• Translation (Hindi↔English)
• Literature & grammar
• Government Language Policy
• Comprehension

Descriptive:

• Official letter drafting
• Policy translation
• Report writing

Phase 3 — Interview

If you are shortlisted from Mains appear for face-to-face interviews.

Interview focuses on:

• Personal profile
• Insurance basics
• Internship or work history
• Why OICL?
• General awareness
• Communication skill

Document Verification

At appointment:

• Marksheets
• Degree certificate
• Category certificates
• Aadhar / Identity proof
• Medical certificate
• Photo + signature

Probation Period

• 1 year probation
• Extendable to 2 years if performance is unsatisfactory

Transfers are common — You must accept All India Posting.

Work Profile — What You Actually Do

Generalist AO:

• Customer interaction
• Policy underwriting
• Claims settlement
• Corporate client handling
• MIS reporting
• Vendor coordination
• Compliance

Hindi AO:

• Translation of legal notices, circulars
• Regional language compliance
• Bilingual documentation

How To Prepare (Strategy)

Preliminary:

• Practise Reasoning puzzles
• Booster English grammar
• Speed maths

Mains:

• GA: Insurance + GS + banking news
• English: comprehension, descriptive
• Practice letter + essay

Interview:

• Market knowledge
• Confidence & clarity
• Understanding claim lifecycle

How To Apply (Step-by-Step)

1. You can visit OICL official recruitment page
2. You can register with valid email & phone
3. You can upload scanned photo + signature
4. You can fill qualification, experience & category
5. You can pay fees online
6. You can submit and download application form

Application Fee

• General/EWS/OBC → ₹1000
• SC/ST/PwBD → ₹250
  (Inclusive of GST & transaction charges)

Important Dates

• Online Registration Start — 02.12.2025
• Last Date of Application — 23.12.2025
• Exam Date — Will be announced separately

Notification & Apply Link Table

Frequently Asked Questions

1. Can final year students apply?

No. Your degree must be completed before application.

2. Hindi/Rajbhasha AO is a permanent job?

Yes. AO Scale-I is a regular government PSU position.

3. Can candidates from any state apply?

Yes, this is pan-India recruitment with transferable postings.

4. What is the work pressure?

Similar to banking AO — professional but stable.

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