SBI Credit Analyst Recruitment 2025 – Detailed Notification
State Bank of India (SBI) has released the official notification CRPD/SCO/2025-26/11 for the recruitment of Manager (Credit Analyst) – Middle Management Grade Scale III under the Specialist Cadre Officers (SCO) category. A total of 63 vacancies have been announced, and you are invited online from 11 September 2025 to 15 October 2025.
This article provides complete details, including vacancies, eligibility, job profile, selection process, and application guidelines.
Key Highlights
| Particular | Details |
|---|---|
| Organization | State Bank of India (SBI) |
| Post Name | Manager (Credit Analyst) |
| Grade/Scale | MMGS-III |
| Advertisement No. | CRPD/SCO/2025-26/11 |
| Vacancies | 63 |
| Application Mode | Online |
| Start Date | 11 September 2025 |
| Last Date | 15 October 2025 |
| Selection Process | Shortlisting + Interview |
| Job Location | Anywhere in India |
Vacancy Details
| Category | Vacancies |
|---|---|
| SC | 11 |
| ST | 7 |
| OBC | 14 |
| EWS | 5 |
| UR | 26 |
| Total | 63 |
If you are a PwBD candidate, you are eligible as per the rules.
Eligibility Criteria
Age Limit (as on 31.08.2025)
| Criteria | Age |
|---|---|
| Minimum Age | 25 years |
| Maximum Age | 35 years |
| Age Relaxation | OBC: +3 yrs, SC/ST: +5 yrs, PwBD: as per Govt. rules |
Educational Qualification
- Graduation in any discipline from a recognized university/institution.
Post-Qualification Experience
- Minimum 3 years’ experience in Corporate Credit / High Value Credit in a supervisory or management role.
- Experience must cover appraisal, assessment of credit proposals, credit monitoring, financial statement analysis, and risk evaluation.
Job Profile & Responsibilities
| Stage | Key Responsibilities |
|---|---|
| Pre-Sanction Stage | Due diligence of credit proposals, collecting borrower data, analyzing financial statements, ROC searches, legal & valuation checks, borrower interactions, and verifying KYC norms. |
| Post-Sanction Stage | Incorporating sanction conditions, monitoring accounts, consortium meetings, ensuring compliance, periodic reviews of credit limits, and identifying irregularities. |
| Other Duties | Updating account profiles, tracking industry trends, credit risk analysis, supporting relationship managers, and reporting to senior management. |
KRAs (Key Responsibility Areas): number of proposals processed, TAT (turn-around time), portfolio quality, risk management.
Salary & Benefits
| Component | Details |
|---|---|
| Grade | MMGS-III |
| Pay Scale | ₹85,920 – 99,320 – 105,280 (with increments) |
| Probation Period | 6 months |
| Benefits | DA, HRA, CCA, PF, Contributory Pension (NPS), Medical, Leave benefits, etc. |
Selection Process
| Stage | Description |
|---|---|
| Shortlisting | Based on your eligibility and experience, you should be shortlisted. |
| Interview | 100 marks. Bank decides on the qualifying marks. |
| Merit List | Based only on your interview scores. In case of tie, older candidate preferred. |
Application Process
| Step | Details |
|---|---|
| Online Registration | 11 September 2025 to 15 October 2025 |
| Fee Payment | General/OBC/EWS: ₹750; SC/ST/PwBD: Nil |
| Documents to Upload | Photo, Signature, DOB proof, ID, Caste/EWS/PwBD certificate, Experience certificate |
| Application Editing | Allowed up to 3 times before final submission |
| Mode of Submission | Online only; no hard copy required |
Important Conditions
- Vacancies are provisional and may change.
- If you are OBC category, you must produce a valid Non-Creamy Layer certificate.
- If you are EWS category, you must provide valid income & asset certificate.
- You are with defaulted loans or a poor credit history, unless dues are cleared before joining.
- Posting can be anywhere in India; transfers are at the discretion of SBI.
- Disputes, if any, will fall under the jurisdiction of Mumbai courts.
- If you are outstation you are attending an interview, you may be reimbursed up to ₹10,000 (Economy airfare).
Why Apply for SBI Credit Analyst Post?
- You have an opportunity to work in India’s largest public sector bank.
- You have a Specialized role in Credit Analysis & Risk Management.
- You have an Excellent pay package and career growth in the Specialist Cadre.
- You have a High exposure to corporate banking and large-value credit operations.
- You have Stability, prestige, and learning opportunities with SBI.
Conclusion
The SBI Credit Analyst Recruitment 2025 (CRPD/SCO/2025-26/11) offers an excellent opportunity for experienced professionals in credit and risk analysis. With 63 vacancies across categories, this role provides both financial growth and professional advancement.
If you are Interested, you must apply online between 11 September and 15 October 2025 at the official SBI Careers portal. Ensure all eligibility conditions are met and documents are uploaded correctly before submission.
For complete details and updates, always refer to the official SBI notification Click here
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