Bank of India Credit Officers Recruitment 2026 Notification Out for 779 Vacancies – Apply Online, Eligibility, Salary, Selection Process & Complete Details
The Bank of India (BOI) has officially released the Credit Officers Recruitment 2026 Notification for 779 vacancies in the General Banking Officer (GBO) stream. This is an excellent opportunity for experienced banking professionals who wish to join one of India’s leading Public Sector Banks. The recruitment is being conducted under Project No. 2026-27/01, and online applications are invited from eligible candidates across the country. The online application process begins on 30 June 2026 and closes on 20 July 2026.
Selected candidates will be appointed in Middle Management Grade Scale-II (MMGS-II), Middle Management Grade Scale-III (MMGS-III), and Senior Management Grade Scale-IV (SMGS-IV). Candidates will be selected through an Online Examination followed by a Personal Interview. The selected officers may be posted anywhere in India as per the Bank’s requirements.
Bank of India Credit Officers Recruitment 2026 Overview
| Particular | Details |
|---|---|
| Organization | Bank of India (BOI) |
| Recruitment | Credit Officers (GBO Stream) |
| Project No. | 2026-27/01 |
| Total Vacancies | 779 |
| Job Type | Permanent Government Bank Job |
| Job Location | Across India |
| Application Mode | Online |
| Online Application Starts | 30 June 2026 |
| Last Date to Apply | 20 July 2026 |
| Age Reference Date | 01 June 2026 |
| Exam Date | To be Announced |
| Selection Process | Online Test + Interview |
BOI Credit Officer Vacancy 2026
A total of 779 vacancies have been announced under different management scales.
| Post | Scale | Vacancies |
|---|---|---|
| Credit Officer | MMGS-II | 677 |
| Credit Officer | MMGS-III | 61 |
| Credit Officer | SMGS-IV | 41 |
| Total | — | 779 |
Category-wise Vacancies
| Category | Vacancies |
|---|---|
| SC | 118 |
| ST | 59 |
| OBC | 205 |
| EWS | 80 |
| General | 317 |
| Total | 779 |
The notification also states that 475 vacancies are carried forward from the previous recruitment project, making this one of the largest Credit Officer recruitments by BOI.
BOI Credit Officer Pay Scale 2026
Selected candidates will receive an attractive salary along with DA, HRA, Special Allowance, Medical Benefits, Leave Travel Concession, Pension Benefits and other allowances applicable to Bank Officers.
| Scale | Basic Pay |
|---|---|
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
| SMGS-IV | ₹1,02,300 – ₹1,20,940 |
Apart from the basic pay, officers are eligible for various allowances and benefits as per Bank of India rules.
Eligibility Criteria
Candidates must satisfy all eligibility conditions as on 01 June 2026.
Nationality
Applicants should be:
- Citizen of India
- Subject of Nepal
- Subject of Bhutan
- Tibetan Refugee settled before 1 January 1962
- Person of Indian Origin migrated from specified countries with Government eligibility certificate
Age Limit
| Scale | Minimum | Maximum |
|---|---|---|
| MMGS-II | 25 Years | 32 Years |
| MMGS-III | 28 Years | 38 Years |
| SMGS-IV | 32 Years | 45 Years |
Age will be calculated as on 01 June 2026.
Age Relaxation
| Category | Relaxation |
|---|---|
| SC/ST | 5 Years |
| OBC (NCL) | 3 Years |
| PwBD | 10 Years |
| Ex-Servicemen | 5 Years |
| 1984 Riot Victims | 5 Years |
Applicable Government of India rules will be followed.
Educational Qualification
Candidates must possess the educational qualification, professional certifications, and relevant work experience prescribed for the respective post. Detailed post-wise eligibility requirements are provided in Annexure-I of the official notification. Only candidates fulfilling the required qualifications and experience should apply.
Selection Process
Selection may consist of:
- Online Examination
- Personal Interview
- Document Verification
- Medical Examination
The Bank reserves the right to conduct only the interview if the number of eligible applications is limited.
Online Examination Pattern
| Test | Questions | Marks |
|---|---|---|
| English Language | 25 | 25 |
| Professional Knowledge | 100 | 100 |
| Total | 125 | 125 |
Duration: 120 Minutes
Important Points:
- English test is qualifying only.
- Professional Knowledge marks will be considered for merit.
- Negative marking of 0.25 marks for every incorrect answer.
- Minimum qualifying marks are applicable separately for each section.
Interview Process
Candidates qualifying in the online examination will be shortlisted for the Personal Interview in the ratio decided by the Bank. Final merit will be prepared based on:
- Online Examination – 70%
- Interview – 30%
If the online examination is not conducted, selection will be based solely on interview performance.
Application Fee
Candidates are required to pay the application fee online while submitting the application form.
| Category | Application Fee |
|---|---|
| SC / ST / PwBD | ₹175 |
| General / OBC / EWS & Others | ₹850 |
Payment Mode: Online only through Debit Card, Credit Card, Internet Banking, UPI, QR Code, Cash Cards, or Mobile Wallets. The application fee is non-refundable.
Important Dates
| Event | Date |
|---|---|
| Notification Release | 01 June 2026 |
| Online Application Starts | 30 June 2026 |
| Last Date to Apply Online | 20 July 2026 |
| Last Date for Fee Payment | 20 July 2026 |
| Admit Card | To be Notified |
| Online Examination | Will be Announced |
| Interview | To be Announced |
Documents Required
Candidates should keep the following documents ready before filling out the online application:
- Recent Passport-size Photograph
- Signature
- Left Thumb Impression
- Handwritten Declaration (in English)
- Aadhaar Card/PAN Card/Voter ID/Passport/Driving Licence
- Graduation & Higher Qualification Certificates
- Experience Certificates (where applicable)
- Category Certificate (SC/ST/OBC)
- EWS Certificate
- PwBD Certificate (if applicable)
- No Objection Certificate (for Government/PSU employees)
- Valid Mobile Number
- Valid Email ID
All uploaded documents should follow the specifications mentioned in the official notification.
How to Apply Online – Step-by-Step
Candidates must submit their application only through the online mode. Follow the steps below:
- Visit the official Bank of India website.
- Click on the Career section.
- Open the recruitment advertisement for Credit Officers in GBO Stream Project No. 2026-27/01.
- Click Apply Online.
- Register using your name, email ID, and mobile number.
- Note down the Registration Number and Password.
- Fill in all personal, educational, and experience details carefully.
- Upload your photograph, signature, thumb impression, handwritten declaration, and required certificates.
- Preview the application and verify all information.
- Pay the application fee online.
- Submit the application.
- Download and print the final application form and e-receipt for future reference.
Candidates should ensure that all details entered are correct, as no changes will be allowed after final submission.
Examination Centres
The online examination is expected to be conducted across major cities in India, including:
- Ahmedabad
- Bengaluru
- Bhopal
- Bhubaneswar
- Chennai
- Coimbatore
- Dehradun
- Delhi NCR
- Guwahati
- Hyderabad
- Vijayawada
- Visakhapatnam
- Jaipur
- Jammu
- Kolkata
- Lucknow
- Agra
- Kanpur
- Mumbai
- Panaji
- Patna
- Raipur
- Ranchi
- Shimla
- Bilaspur
- Thiruvananthapuram
- Ernakulam
The Bank reserves the right to change or cancel examination centres depending on administrative requirements.
Salary & Benefits
Selected Credit Officers will enjoy one of the best salary packages among Public Sector Banks. In addition to the basic pay, employees will receive:
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- Special Allowance
- Medical Benefits
- Leave Travel Concession (LTC)
- Pension Benefits
- Newspaper Allowance
- Furniture Allowance
- Mobile Reimbursement
- Performance-Based Incentives
- Leave Encashment
- Group Insurance
- Career Growth Opportunities
BOI officers also receive regular promotions through internal promotion policies based on performance and service.
Important Instructions
- Applications are accepted only in online mode.
- Candidates can apply for only one post.
- Multiple applications may lead to cancellation of earlier applications.
- Keep your registered mobile number and email active throughout the recruitment process.
- Carry the original ID proof and admit card to the examination centre.
- No changes in application details will be allowed after final submission.
- Candidates should preserve their Registration Number and Password for future login.
- Government and PSU employees must produce a No Objection Certificate during the interview.
- Candidates must produce original documents during document verification.
Important Links
| Description | Link |
|---|---|
| Official Website | Click Here |
| Apply Online | Click Here |
| Official Notification PDF | Click Here |
The Bank of India Credit Officers Recruitment 2026 is one of the biggest banking recruitment drives of the year, offering 779 vacancies across MMGS-II, MMGS-III, and SMGS-IV scales. It provides an excellent opportunity for eligible banking professionals to secure a prestigious government banking career with competitive pay, comprehensive benefits, and long-term growth.
Interested candidates should carefully read the official notification, verify that they meet the eligibility criteria, prepare all required documents, and submit their online applications well before the 20 July 2026 deadline. Early application is recommended to avoid technical issues on the closing date.
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